Demerit points for speeding
| Over the limit | Points | Example on the ticket |
|---|---|---|
| 1–15 km/h | 0 | 10 over: $40 |
| 16–29 km/h | 3 | 20 over: $95 |
| 30–49 km/h | 4 | 30 over: $220 |
| 50+ km/h | 6 | No ticket to pay: it goes to court (and counts as stunt driving) |
| 40+ km/h where the limit is under 80 | 6 | Counts as stunt driving |
Ticket totals include the victim fine surcharge and $5 costs (our maths). Get any other speed from the speeding fine calculator.
The jump from 15 to 16 over is the one to remember: one km/h takes a ticket from no points to 3.
How long points last
Demerit points stay on your record for 2 years from the offence date. The conviction is a separate matter: insurers usually look at it for about 3 years.
Full licence: what happens at each level
| Points | What happens |
|---|---|
| 6–8 | Warning letter |
| 9–14 | Second warning |
| 15 or more | 30-day licence suspension |
Two 20-over tickets (3 points each) put a full-licence driver at the warning letter.
New drivers: G1, G2, M1 and M2
| Points | What happens |
|---|---|
| 2–5 | Warning letter |
| 6–8 | Second warning |
| 9 or more | 60-day licence suspension |
- 4 or more points in one conviction: a 30-day suspension for a first offence.
- Speeding 30+ over: at least a 30-day suspension.
- Hand-held phone: no points for new drivers, but a 30-day suspension.
So for a G2 driver, a single 30-over ticket means a suspension, not just points.
Other offences and their points
| Offence | Points | Also |
|---|---|---|
| Hand-held phone, full licence, first offence | 3 | 3-day suspension; $615 if you pay the ticket |
| Careless driving | 6 if convicted | $400–$2,000 if convicted |
| Stunt driving | 6 if convicted | $2,000–$10,000 and a 1–3-year suspension for a first conviction |
Tickets from outside Ontario
Convictions in other Canadian provinces and territories, New York and Michigan add Ontario demerit points, as if the offence happened in Ontario.
Points vs. insurance
Insurers price the conviction, not the points, usually for about 3 years. That means a 10-over ticket with no points can still count. Brokers estimate one speeding ticket adds roughly 10–25% to premiums; treat that as an estimate, not a rate.
Questions people ask
How many demerit points is a speeding ticket in Ontario?
0 points for 1–15 km/h over, 3 for 16–29 over, 4 for 30–49 over and 6 for 50 or more over. Where the limit is under 80, 40 or more over also carries 6.
How long do demerit points last in Ontario?
Demerit points stay on your record for 2 years from the offence date.
How many demerit points before your licence is suspended?
With a full licence, 15 points brings a 30-day suspension, after warnings at 6–8 and 9–14 points. New drivers (G1, G2, M1, M2) get a 60-day suspension at 9 points, after warnings at 2–5 and 6–8.
How many demerit points can a G2 driver have?
A G2 driver gets a warning at 2–5 points, a second warning at 6–8 and a 60-day suspension at 9. Separately, a conviction carrying 4 or more points means a 30-day suspension for a first offence.
Do out-of-province tickets give demerit points in Ontario?
Yes, for convictions in other Canadian provinces and territories, New York and Michigan. They add Ontario demerit points as if the offence happened in Ontario.
Is 15 over a demerit point in Ontario?
No. Speeding 1–15 km/h over carries no demerit points. At 16 over it carries 3.
Do demerit points affect insurance?
Insurers price the conviction rather than the points, usually for about 3 years, so a ticket with no points can still count. Brokers estimate one speeding ticket adds roughly 10–25%; that is an estimate, not an official rate.
Sources
- ontario.ca, Understanding demerit points
- O. Reg. 339/94 (demerit point system)
- ontario.ca FAQ, Out-of-province demerit points
- ontario.ca, Speeding and aggressive driving (careless and stunt driving, new-driver suspensions)
- ontario.ca, Distracted driving
- Ontario Court of Justice, Set Fines Schedule 43 and O. Reg. 161/00
Ticket totals are our own maths, and the $5 costs figure comes from secondary sources. Insurance figures are broker estimates. This explains the published rules; it isn’t legal advice.